1-2-3 REWARDS® Visa® Card

CompanyUs bank
Annual fee$0
Balance transfer fee4%, min: $5
Balance transfer intro APR0%
Balance transfer intro APR duration9 months
Purchase intro APR0%
Purchase intro APR duration9 months
Balance transfer regular APR13.99% – 23.99% variable
Purchase regular APR13.99% – 23.99% variable
Cash advance fee4%, min: $10
Late feeUp to $35
Cash advance rate25.24%
Card features
  • Save an additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating kroger family of stores fuel centers
  • Earn free groceries faster at kroger, king soopers, dillons smith's, fry's and qfc
  • 3 points per $1 spent on kroger family of brand products
  • 2 points per $1 spent in the kroger® family of stores (excluding fuel centers)
  • 1 point per $1 spent anywhere visa cards are accepted
  • Every 1,000 points earned gets $5 in free groceries. rewards sent automatically every quarter
  • 0% intro apr for 9 billing cycles on purchases and balance transfers. after that, a variable apr currently 13.99%-23.99%
  • $0 annual fee